Eau Claire Bankruptcy Attorney

When unexpected life events — such as job loss, illness or divorce — occur, many families find themselves struggling to make ends meet. As the bills pile up, many turn to credit cards to cover the basic costs of living, leaving them even deeper in debt. There is a way out.

Located in Eau Claire, the Moldenhauer Law Office helps individuals throughout Northwest Wisconsin eliminate their debts and move forward with a clean slate.

Eliminate Debt Chapter 7 Or Chapter 13 Bankruptcy

At the Moldenhauer Law Office, we are committed to helping our clients discharge their debts in the most efficient manner possible. Our attorney thoroughly evaluates our clients' financial circumstances and helps them choose the debt relief path that is right for them.

  • Chapter 7 — This is often the fastest path to debt relief. Individuals who qualify for Chapter 7 are able to discharge their debts while safeguarding many of their personal assets.
  • Chapter 13 — During this process, debts are reorganized into a three- to five-year payment plan. Creditors are paid pennies on the dollar owed. At the end of the plan, any remaining debt is discharged. Chapter 13 can also be sued to stall foreclosure.
  • Debt amortization — Some Wisconsin residents can create plans to repay certain debts in installment payments over a three-year period.

Are creditors pounding on your door, demanding you pay bills you can't afford? There is a way to stop the harassing phone calls, stop the threatening letters and prevent wage garnishments and bank levies. When you file for bankruptcy, all collection action must immediately stop.

Discharge Your Tax Debts Through Bankruptcy

When money is tight, many people reduce with tax withholdings, fail to submit quarterly estimated payments, and claim extra dependents to increase their take-home pay. Unfortunately, this can result in tax deficiencies. As penalties are added and interest accrues, tax debts can become insurmountable.

In certain circumstances, tax debts are dischargeable through bankruptcy. However, the rules governing tax debt discharges are complex. At the Moldenhauer Law Office, we understand the nuances of both tax law and bankruptcy law. We work diligently to help clients find the best path to manage, reduce or eliminate their tax debts. If bankruptcy will relieve you of your tax liabilities, we will work quickly to discharge your tax debts so you can move forward with a clean slate.

Contact James G. Moldenhauer

Everyone deserves a second chance in life. If you are struggling with debt, we can help. Contact bankruptcy lawyer James G. Moldenhauer today at 800-380-7225.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.